you owe more than the value of your home and you want to learn more
about short sales, call or text me at 301-643-1822.
I specialize in short sales, first time home purchases,
standard sales, military relocations, foreclosures and investment
Buyers: Build a Plan of Action and Get Ready
Buying a home will probably rank as one of the biggest personal
investments one can make. Being organized and in control will contribute
significantly to getting the best home deal possible with the least
amount of stress. Is important to anticipate the steps required
to successfully achieve your housing goal and to build a plan of
action that gets you there.
Before you can build a plan of action, take the time to lay the
groundwork for your decision-making process.
First, ask yourself how much can you afford to pay for a home.
If you're not sure on the price range, find a lender and get preapproved.
Preapproval will let you know how much you can afford so that you
can look for homes in your price range. Getting pre-approved helps
you to alleviate some of the anxieties that come with home buying.
You know exactly what you qualify for and at what rate, you know
how large your monthly mortgage payments will be, and you know how
much you will have for a down payment. Once you are pre-approved,
you avoid the frustration of finding homes that you think are perfect,
but are not in your price range.
Second, ask yourself where you want to live and what is the best
location for you and/or your family. Things to consider:
* convenience for all family members
* proximity to work, school
* crime rate of neighborhood
* local transportation
* types of homes in neighborhood, for example condos, town homes,
co-ops, newly constructed homes etc.
Relax. Finding your new home can be a rewarding experience. Have
a good time and enjoy the process.
Owning a home helps you establish financial credibility.
Owning your own home provides you with independence and more privacy
than renting. You are free to paint walls, plant flowers, keep pets
and anything else within legal bounds.
As you make more payments and own more of your home, you add to
its investment value. Most improvements you make will also add to
A home reflects its owner's values and lifestyle. Owning a home
can provide you with a source of pride, enjoyment and satisfaction.
A home can provide security against inflation because the value
of your home increases as prices go up.
Being established in a community provides a sense of belonging,
stability and security.
Interest on your mortgage loan is deductible on your yearly personal
income tax return. Many of the closing costs associated with purchasing
your home are deductible, as are your property taxes.
here for an Inspection Checklist
here to view a detailed moving guide
Making a Good First Impression
If you are thinking of selling your home, chances are you're caught
up in a mass of emotions. You may be looking forward to moving up
to a new home or facing the uncertainty of a major move across country.
You may be reluctant to leave your memories behind or eager to start
new and exciting adventures. Remember, I am here to help you with
any of your needs. Call or e-mail
If you want buyers to be interested in your home, you need to
show it in its best light. A good first impression can influence
a buyer into making an offer; it influences a buyer emotionally
and visually. In addition, what the buyer first sees is what they
think of when they consider the asking price.
A bad first impression can dissuade a potential buyer. Don't show
your property until it's all fixed up. You do not want to give buyers
the chance to use the negative first impression they have as means
Typically, there are some general fix ups that need to be done
both outside and on the inside. As a seller, you should consider
* Landscaping - Has the front yard been maintained? Are areas of
the house visible to the street in good condition?
* Cleaning or Redoing the driveway - Is your driveway cluttered
with toys, tools, trash etc.?
* Painting - Does both the exterior and the interior look like they
have been well taken care of?
* Carpeting - Does the carpet have stains? Or does the carpet look
old and dirty?
Here are some tips on how to price a home you're selling:
Don't base the price on what you paid or what your neighbor
got a few years ago.
Do examine the prices of homes for sale in your neighborhood,
as well as the prices of comparable homes that have sold in
the past three to six months.
Don't pick an agent simply because he or she suggested the
highest list price.
Do pick an agent who offers a thoughtful explanation for the
price he or she is suggesting.
Don't go overboard with remodeling. Rarely can you recoup the
Do make minor improvements so that your home is in as good
as or better shape than the competition.
Don't set your price based on emotional attachments and cherished
Do ask your agent to reassess the competitive landscape every
few weeks to make sure your asking price is in sync with the
Don't be stubborn. If weeks go by without any offers, the price
most likely does not reflect the value of the home. It's time
to consider cutting the price.
Do be patient. You might have to wait longer for buyers to
pull their money together now that lenders have toughened their
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